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District attorney Ford Cole is running for mayor, promising to capture the city’s elusive crime boss, Danny Ludin. On the night of a gas link in the inner city, his interview with a national reporter is interrupted by word that his best prosecutor, Nora Timmer, who’s also his lover, has killed a man she claims was assaulting her. A few minutes later, a man shows up at Cole’s office claiming it was murder, implicating Nora in complicated schemes and crimes. Cole wants a few hours to get to the bottom of a mess that quickly includes land deals, shell corporations, and political corruption. Who’s setting up whom?

Henry Perkins, a mild-mannered accountant, accidentally trades briefcases with another man, to find out that there’s a million dollars inside. Henry tells his unsuspecting wife of their new-found fortune, but she doesn’t embrace it as well as he does. Soon they’re joined by their best friends, a cop on the take, a cop on the hunt, and the dreaded Mr. Big, who has come to claim his million dollars.

A group of thieves steal a rare gem, but in the process, two of the men double cross the leader of the thieving group, Patrick (Sean Bean), and take off with the precious stone. Ten years later, prominent psychiatrist Nathan Conrad (Michael Douglas) is invited to examine a disturbed young woman named Elisabeth (Brittany Murphy). Patrick immediately kidnaps Nathan’s daughter, forcing Nathan to attempt to get Elisabeth to reveal a secret number which will ultimately lead Patrick to the whereabouts of the precious gem that has eluded him.